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RRSP's at CCEC

Investing in an RRSP at CCEC is an investment in your neighbours and local businesses. Start an RRSP automatic transfer.  The earlier the funds are deposited,  the sooner the funds start earning the tax sheltered income.

Do you need the funds to make your contribution?   If so, please complete apersonal loan short form applicationand fax or bring it into the credit union along with confirmation of your income.

Need more info? Email our Personal Loans Officer, Atilio!

Come to the Credit Union and pick  up the free booklet, Understanding the Basics, which provides understandable information on RRSP’s and retirement income options. We can setup automatic transfers from your chequing or savings account to your RRSP for as little as $20.00 weekly/bi-weekly/or monthly (e.g. set up the transfer for paydays). Note: to start a new RRSP contract requires an initial investment of $500.00. 

Your contribution can be to an RRSP in your own name, your common law partner’s name (regardless of sex), or your spouse’s name. If one spouse will be in a higher tax bracket in retirement, it may be beneficial to have the RRSP funds held by the spouse who will be in the lower tax bracket when the funds are withdrawn. 

For added convenience we can transfer your existing RRSP balances from other financial institutions to CCEC Credit Union as the RRSP products mature.  This way you can easily keep track of your investment online. 

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