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Credit Union Foundation of BC Award Winners,
December 2009. Congratulations to Brooke H. Dashwood and Jedidiah Duifhuis.
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ATM Directory Reference Guide for Students to help you locate surcharge-free ATMs on or near college and university campuses across Canada. Click HERE to download a PDF of the Guide.
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U.S. GOVERNMENT STUDY HIGHLIGHTS ECONOMIC IMPACT OF CO-OPERATIVES - visit www.ncba.coop/pdf/ReportFULL.pdf for the report. (April 2009)
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Your credit union – shelter from the financial storm
CCEC Credit Union is not directly affected by the current market turbulence. Our deposits are from our members – we do not borrow from the financial markets. Our loans are to our members, and our loan delinquency has always been lower than the average for credit unions, which is already lower than many financial institutions.
CCEC has always maintained a healthy level of liquidity and capital, as a cushion for unsettled times. Our focus is on our members’ needs, not on profits. Our focus is on our community, not on financial markets. This will continue to drive our actions during this financial crisis. Your deposits with CCEC never lose value, unlike the stock market and mutual funds. And your deposits are insured by the Credit Union Deposit Insurance Commission. Click here for more information The friendly CCEC staff are awaiting your call! We can help you move your funds here. Call today for assistance: 604-254-4100 or 1-866-254-4100 .
NOTICE: CANADIAN TRAVELLERS TO FEEL IMPACT OF US ECONOMIC SANCTIONS
Millions of Canadians whose MasterCard charge cards were issued by credit unions are now being forced to abide by US economic sanctions that prevent use of the cards in several countries. Credit Union Electronic Transaction Services (CUETS), which issues MasterCards to credit unions and caisses populaires, was acquired by MBNA Canada Bank, the Canadian subsidiary of the Bank of America, last month. As a result, CUETS MasterCards will not work in Cuba, North Korea, Burma, Iran and Sudan.
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ONLINE LOAN APPLICATIONS
CCEC has made it easy for you to apply for a loan online. The application process should take between 10 and 30 minutes, depending on your connection speed and the information you have available.
CCEC will contact you for further details once you have submitted the online application. Please have the following information ready when filling out the application. This will make the process much faster!
- SIN #
- Employer's name and number
- Monthly expenses
- Assets
- Liabilities
- Co-applicant information if applicable
Please call 604-254-4100 if you encounter any problems or have questions when filling out the application.
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MEMBER NOTICE:
hyperWALLET® is now available on the new MemberDirect® Internet Banking system. hyperWALLET is a revolutionary online payment solution which enables individuals to transact privately and securely online with cash transferred directly from a bank account.
How do I signup with hyperWALLET?
CCEC has integrated the hyperWALLET payment service with MemberDirect® online banking. You can signup for hyperWALLET directly from within MemberDirect® and transfer cash into your new Wallet just as you would transfer funds from a chequing to a savings account. Once funds are in your Wallet you can use hyperWALLET’s extensive suite of online payment tools....11/01/06
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Click here to view a pdf with all Canadian Exchange ATM locations... 08/08/06
• RE: ATM CHEQUE DEPOSITS: If you're depositing cheques to your account through the ATM, please check them carefully before doing so. As of August 2, 2004, if a cheque has been altered in any way, it will not be accepted for deposit through any ATM. This is true even if the change has been initialed. Any such cheques will be returned to us by the credit union whose ATM you deposit at, and a $5.00 service charge will apply. This change has been made due to the increasing numbers of altered cheques involved in debit card fraud.
A cheque cannot be accepted on deposit when:
• it is payable in foreign currency;
• it is drawn on a foreign financial institution;
• it has a double endorsement (payable to a third party);
• it is payable to cash;
• it is not preprinted;
• it has been materially altered, regardless of whether it has been initialed.
06/22/06
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